Description: Presented at May 2002 Spring Meeting. Discusses selected concepts that relate to risk appraisal of new business insurance and underwriting. Specific attention is focused on the relative values of underwriting tools, namely fluid collection: blood, urine and oral fluid.

Description: Presented at May 2005 Spring Meeting. Panelists discuss the insuring of the aging population in respect to assessment of the health of the insured and resulting mortality costs.

Description: This session 36TS of the Toronto Spring Meeting discusses selected concepts that relate to risk appraisal in new business issuance and underwriting. Specific attention is focused on the relative values of underwriting tools, namely fluid collection: blood, urine, and oral fluid. From the Record of the Society of Actuaries, Volume 27, No. 2, Session 36TS

Description: Presented at May 2002 Spring Meeting. This session addresses the important elements in designing preferred risk products. Theoretical and pragmatic approaches to establishing a sound policy for setting underwriting requirements and mortality assumptions are discussed, including the real mathematics of preferred risk classification, distribution of risk profiles by age and the key elements of age-specific underwriting.